Do all marinas require proof of insurance for outside detailers?

Not universally, but most marinas that allow outside contractors on the docks do require proof of general liability insurance, commonly in the $500,000-$1,000,000 range, before granting access.

Does general liability insurance cover my own equipment?

Typically not. General liability covers damage you cause to a boat, dock, or third party. Coverage for your own equipment against theft or damage is usually a separate commercial property or inland marine policy.

Can I wash directly into the marina water?

It depends on the marina and local water regulations -- many restrict soap and chemical runoff, especially bottom-cleaning residue. Always ask the dockmaster about runoff policy before your first job, and default to biodegradable, marine-safe soap.

What should be included in a marina access agreement?

At minimum: what services you're approved to perform, where you can park and stage equipment, any restricted hours for noise-generating work, and confirmation this is documented in writing rather than a verbal understanding with one dockmaster.

Do I need to be listed as an additional insured on the marina’s own policy?

Some marinas request this specifically, which is a separate (and sometimes billable) request to make to your insurance provider beyond your standard general liability policy -- ask the dockmaster directly whether this applies at a given marina.

Marina and Dock Access Requirements for Mobile Boat Detailers

What mobile boat detailers actually need before working in a marina -- liability insurance minimums, marina access agreements, and water-runoff rules to know upfront.